Is your Health Insurance policy covering COVID-19?

With 3 consecutive years of COVID-19 pandemic, we believe that the impact of coronavirus will stay for a longer-term.  Escorted by COVID-19, other variants like Omnicron have further tensed the situation. During this period, what we all need is emotional and financial support. Well, health insurance serves the purpose, it fulfills your financial support spot in a medical emergency like COVID itself!

Health insurance plans during this pandemic have extended a helping hand to numerous people. But still, there are people who still are suspicious of purchasing health insurance plans, considering the fact that whether or not coronavirus is covered.

What is Coronavirus Health Insurance?

The medical expenses incurred for the treatment of the COVID-19 pandemic is comprehended to be the Coronavirus Health Insurance policy. This medical insurance policy is particularly designed for covering the hospitalization costs of the policyholder irrespective of the illness that you have been diagnosed with (unless it is a critical illness that is not covered).

The most promising part is that being a viral infection itself, covid-19 treatment is covered in almost all health insurance plans cover. This medical insurance covers the pre-and post-hospitalization costs for both coronavirus and its variants like Omnicron!

The essential thing to cite here is that the coronavirus health insurance cover can be benefited by the policyholder from the day they get diagnosed with this viral disease. As covid-19 is new for us, this is the reason this illness is not cited in the pre-existing illness.

Is Your Health Insurance Policy covering COVID-19?

COVID-19 has been with us for the past 3 years but this discovered disease is under all existing health insurance policies for providing health insurance coverage. This means that if health insurance is purchased before you are tested positive then any medical costs under the treatment will be covered.

Under your existing health insurance policy, other variants like omicron or delta variant are also covered.

COVID-19 is not a pre-existing disease thus it is covered as part of the primary hospitalization costs.

But if, if you don’t have a health insurance policy and you decide to buy it after you testes positive for COVID-19, then the treatment expenditures will not be shielded under the policy.